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What Things Does a Property Inspection Cover?

Once your purchase offer for a home has been accepted, the next step is to get a property inspection. The property inspection is done to protect your interests as a buyer, protect the bank’s interest as a lender, and to ensure that the property is up to code before the transfer of ownership takes place. Since so much depends on the home inspection report, it’s helpful to know exactly what things a property inspection covers.

Structural Issues

Inspectors will look for visible signs of structural problems in the foundation and framing of the property. For instance, if the outside of the foundation is cracked or crumbling, you can expect to see that discussed on the final home inspection report. If the roof is visible sagging, that too would end up on the report.

Electrical Issues

Obvious electrical issues such as dangling wires, a broken circuit board, or sockets that don’t need code will be listed on the inspection report. If wall switches are not functioning, that too will be listed.

Safety Railings

Any place that requires safety railing will be carefully inspected. These include balconies, ramps, pool area and elevated porches. Since most town regulations address this issue, railings that are missing, loose, or that don’t meet code will be noted in the report.

Roof Area

The property inspector also takes a close look at the rood system. The report broken and missing shingles, flashing disrepair, and visible signs of chimney problems. They will also make note of excess biological growth, such as mold, mildew and fungus.

HVAC System

Inspectors examine the plumbing, heating and cooling systems. Specifically, they will look for rust, water damage, leaks, mold and ventilation problems. The furnace, water heater and any central air conditioning units will be carefully examined.


Fireplaces receive careful attention during a home inspection. Inspectors look for any signs that might show that a fireplace hasn’t had regular cleanings and maintenance, such as creosote accumulation on the interior walls of the chimney.

Home inspection reports can be 10, 20 or even 30 pages in length. Many times, the inspector will also include photos in the report. Depending on the state you are buying in, there are different things that the home inspector must report on. In most cases, you will receive a document from the home inspector ahead of time that outlines exactly what they their report will cover. For more information about home purchasing or selling, please contact us a 573-336-4100.

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